Physiotherapy

Physiotherapy (Physiotherapie, physiothérapie) is covered by KVG — but only with a valid medical prescription. Here is how to access treatment and what you will pay.


How physiotherapy is accessed

Physiotherapy can only be billed to KVG when prescribed by a doctor. The prescription specifies the number of sessions authorised. Without a prescription, physiotherapy is a private cost.

  1. See your GP or specialist for the relevant condition
  2. Ask for a physiotherapy prescription
  3. Take the prescription to a KVG-accredited physiotherapy practice of your choice
  4. The physiotherapist bills KVG directly via your insurance card

How many sessions are covered?

A standard prescription covers 9 sessions. After 9 sessions, your doctor must issue a new prescription. Each session is subject to your franchise and Selbstbehalt.

Choosing a physiotherapist

You can choose any KVG-accredited practice. Physiotherapists are listed on physioswiss.ch. Look for one who specialises in your condition if possible.

Conditions commonly treated

  • Back and neck pain
  • Post-surgical rehabilitation
  • Sports injuries
  • Neurological conditions (stroke, Parkinson's, MS)
  • Respiratory conditions
  • Pelvic floor dysfunction
  • Balance and vestibular disorders

Self-funded physiotherapy

You can attend without a prescription but pay the full cost yourself (CHF 80–180 per session). Some supplementary insurance includes contributions toward non-prescribed physiotherapy.

Independent guide — not affiliated with BAG or any insurer. Information is for guidance only. About this site