Psychotherapy

A landmark 2022 reform transformed access to psychotherapy in Switzerland. You can now see a psychologist directly without going through a psychiatrist first — and KVG covers it.


The 2022 reform: what changed

Before July 2022, psychologists could not bill KVG directly. Since 1 July 2022, federally licensed psychologists can bill KVG directly under the Anordnungsmodell (prescription model). This means:

  • Your GP or any doctor can prescribe psychotherapy
  • You choose a licensed psychotherapist directly
  • The psychotherapist bills KVG for the sessions
  • No psychiatrist is required as an intermediary

How to access psychotherapy under KVG

  1. Get a prescription from any doctor — your GP, a psychiatrist, or any licensed physician can issue one
  2. Find a licensed psychotherapist — search psychologie.ch for KVG-accredited psychotherapists
  3. Book the first appointment — bring your prescription and insurance card
  4. Attend your sessions — the psychotherapist bills KVG directly
Finding a therapist who speaks your language: Many expat-focused therapists offer sessions in English and other languages. The psychologie.ch directory allows searching by spoken language.

What KVG covers

KVG covers psychotherapy sessions with a federally licensed psychotherapist with a KVG billing agreement. Sessions are subject to franchise and Selbstbehalt. There is no defined session limit — treatment continues as long as it is medically indicated. The insurer may request a progress report after about 40 sessions.

What KVG does not cover

  • Coaching (not a medical service)
  • Counselling by unregistered therapists
  • Support groups
  • Online therapy platforms not contracted with KVG
  • Psychotherapy by a therapist without a federal licence or KVG billing agreement

Psychiatric care

Psychiatrists are medical doctors with psychiatric specialisation. Since 2022, they can be accessed directly without a GP referral. For conditions requiring medication, a psychiatrist is often the right contact. Many patients have both a psychiatrist (for medication) and a psychotherapist (for therapeutic work) simultaneously — covered by KVG.

Independent guide — not affiliated with BAG or any insurer. Information is for guidance only. About this site